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123kat Frequently Asked Questions

This page brings together questions about deposits, withdrawals, Live Casino, Shan Koe Mee, and 2D/3D so you can find answers anytime.

When you first start using the 123kat platform or have questions while playing, you may find the answers here. This page clearly explains how to deposit, how to withdraw, how to play live casino games, and answers questions about Shan Koe Mee and 2D / 3D lottery. Use the links below to jump straight to the topic you need.

Deposit Questions

Yes. You can deposit at 123kat using Wave Money. If you have a Wave Money account linked to your phone number, the process is straightforward. Deposits must be sent from an account in your own name, and the minimum deposit amount is 3,000 Ks. If the funds do not appear in your account after depositing, contact Customer Support with your proof of payment.

123kat does not charge any deposit fees. Whether you use KBZPay, Wave Money, AYA Pay, CB Pay, or bank transfer, the platform adds no deposit charges. Any fees collected by your own bank or mobile payment service are their charges alone and are not related to 123kat.

If your deposit is taking a long time to appear, first check your payment confirmation (transaction ID or screenshot). Then contact 123kat's 24/7 Live Chat support with that proof. A support agent will look into it and resolve it as quickly as possible. Keeping your proof of payment is important, as funds can only be credited once ownership is confirmed.

Regardless of the payment method you use, the minimum deposit at 123kat is 3,000 Ks. This applies equally to KBZPay, Wave Money, AYA Pay, CB Pay, and bank transfer. Your deposit will only go through if it meets this minimum amount.

123kat accepts all three — KBZPay, AYA Pay, and CB Pay — on equal terms, with no difference in processing time or fees. You can choose whichever eWallet is most convenient for you. Just keep in mind that you must use a payment account that is verified and in your own name.

Baccarat and Table Games

In Live Dealer games, a real human dealer deals cards and streams the action to you in real time via video. You place bets and make decisions from your screen. Because the cards cannot be manipulated and the outcome is determined solely by the dealer's result under set rules, you can trust that the game is fair. 123kat's live casino includes Baccarat, Roulette, Dragon Tiger, and more.

In Roulette, a wheel with numbers from 0 to 36 is spun and a small ball lands on one of the numbers. Players bet on which number or color the ball will land on. You can bet on a specific number, a group of numbers (Dozen, Column), Red/Black, or Odd/Even. If your bet matches where the ball lands, you win a payout; if not, you lose your bet. It's a simple game at its core.

Yes. You can access 123kat's live casino games directly through your mobile browser. No app download is needed — just connect your phone to a good internet connection, open your browser, log in to 123kat, and you can watch and play with a live dealer directly. A strong connection will also give you better video quality.

Betting limits vary depending on the game and the provider. At 123kat Casino, standard tables generally have lower limits while VIP tables carry higher ones. You can check the lobby in advance to find a table that suits your playing style and budget.

Dragon Tiger is one of the simplest card games around, so you can get started without much learning. The dealer places one card on the Dragon side and one on the Tiger side, and you simply bet on which side will have the higher card. You can also bet on a Tie. Because the rules are so straightforward, it's a great starting point for anyone trying 123kat's live casino for the first time.

Shan Koe Mee and 2D / 3D

Shan Koe Mee is a card game originating from Shan State, Myanmar, played with 3 cards. Each player receives 3 cards, and the winner is determined by comparing the last digit (unit digit) of the total sum of the cards. Three 9s is the highest hand, and if all 3 cards are identical, it is a Pok (Perfect). Variations in suits and scoring formats are common depending on the rules in play.

The 2D lottery game available at 123kat has its result times and methods confirmed by the game provider. Results are generated by a Certified Random Number Generator (RNG) and verified by independent third-party auditors, so you can trust the fairness of every draw. Please note that number counting or prediction skills cannot influence the outcome of this game.

Yes. The Shan Koe Mee game at 123kat is accessible through a mobile browser — no extra app download needed. Simply log in to 123kat on your Android or iOS device, find Shan Koe Mee in the game lobby, and start playing right away. With a stable connection, the game runs smoothly without any impact on performance.

3D is a lottery game with a 3-digit number. Players pick a 3-digit combination in advance and check whether it matches the drawn result. Results are generated using RNG technology and verified by independent third-party audits to ensure fairness. The full game rules are displayed on the 123kat 3D lottery page.

Result draw times may vary depending on the 2D / 3D game. For Shan Koe Mee online games, you can play 24 hours a day at 123kat's live tables. Check the schedule for each game inside the 123kat lobby, or contact Live Chat if you have any questions.

Withdrawal

For the welcome bonus, you can only withdraw funds earned from the bonus after completing the wagering requirement. The wagering requirement for 123kat's first deposit bonus is the bonus amount × 25. For example, if you deposit 20,000 Ks, you receive a 40,000 Ks bonus. To meet the requirement, you must wager 40,000 × 25 = 1,000,000 Ks in total. Once that amount has been wagered, the bonus funds become withdrawable.

Common reasons for a pending withdrawal include: KYC (identity verification) not yet completed, the name on the receiving payment account not matching the player's registered name, wagering requirements not yet met, or a routine security review. If it has not been resolved within 15 minutes to 2 hours, please contact 24/7 Live Chat.

No. Under 123kat's policy, withdrawals can only be sent to a bank account or eWallet account registered in the player's own name. This requirement exists for financial protection and security. Requests to transfer funds to a second wallet, a family member's wallet, or an account under a different name will not be accepted.

123kat processes withdrawals within 15 minutes to 2 hours, operating 24 hours a day, 7 days a week. Delays due to late-night hours or days off do not normally occur. However, please note that bank transfers may take longer due to banking hours. Withdrawals via eWallet are generally faster.

The minimum withdrawal amount at 123kat is 10,000 Ks. Requests below this amount will not be processed. This 10,000 Ks minimum applies to all withdrawal methods — KBZPay, Wave Money, AYA Pay, CB Pay, and bank transfer — and your withdrawal will only be processed once it meets this minimum amount.

123kat does not charge any withdrawal fees. There are no platform-side fees on either deposits or withdrawals, so players receive the full amount. However, your bank or eWallet provider may apply their own transfer fees — please check directly with that service provider.

Need more help?

If you can't find the answer to your question on this page, the 123kat customer support team is available in Myanmar language via Live Chat 24 hours a day.

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